Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Melissa Barnica, Mortgage Broker at NEXA Lending. NMLS #2574050. Call (832) 242-1881.
Melissa Barnica is a Mortgage Broker at NEXA Lending (NMLS #2574050). Expert mortgage loan originator in Texas helping first-time buyers, refinancing, and home purchases. Licensed #2574050. Call (832) 242-1881 today.
Melissa Barnica is licensed to provide mortgage services in Texas.
Melissa Barnica offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Texas. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (832) 242-1881 and email mbarnica@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Melissa Barnica's NMLS license number is 2574050. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Melissa Barnica will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.
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