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Get a Great Mortgage Rate

Use one of our quick & easy tools to find out what you qualify for, FREE!

Purchase Qualifier
Refinance Qualifier

Get a Great Mortgage Rate

Use one of our quick & easy tools to find out what you qualify for, FREE!

Purchase Qualifier
Refinance Qualifier

Hi, πŸ‘‹ Melissa Barnica

As an experienced mortgage loan officer, I provide personalized assistance in navigating the complexities of the mortgage process.

With a focus on clear communication and tailored solutions, I guide clients towards their financial goals with integrity and professionalism.

From first-time homebuyers to seasoned investors, I offer comprehensive support from consultation to closing, ensuring an exceptional client experience built on trust and reliability. Let's make your homeownership dreams a reality together.

Apply Now
Melissa Barnica
NMLS#
2574050
Mortgage Broker
Cell
(832) 242-1881
Email
mbarnica@nexamortgage.com
Apply Now

REFINANCE ANALYSIS

We’ll crunch the numbers so you’ll know exactly how much money you canΒ save.

PRE-QUALIFICATION LETTER

Browse rate comparisons to see which individual mortgage terms make the most sense forΒ you.

HOME INSURANCE QUOTE

Don’t just leap at the next opportunityβ€”take the time toΒ search.

FREE TOOLS

YOUR TIME & MONEY MATTER. LET’S NOT WASTE EITHER.

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it β€” usually in less than 30 days.
FREE TOOLS

YOUR TIME & MONEY MATTER. LET’S NOT WASTE EITHER.

From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it β€” usually in less than 30 days.

REFINANCE ANALYSIS

We’ll crunch the numbers so you’ll know exactly how much money you canΒ save.

PRE-QUALIFICATION LETTER

Browse rate comparisons to see which individual mortgage terms make the most sense forΒ you.

HOME INSURANCE QUOTE

Don’t just leap at the next opportunityβ€”take the time toΒ search.

TYPES OF LOANS

PREPARE FOR THE BEST MORTGAGE EXPERIENCE

Our knowledgable staff will help you understand each loan program you qualify for, and help you make the best decision for you and your Family based on your situation

CONVENTIONAL

Conventional loans are any mortgage that is not guaranteed or insured by the federal government.Β 

FHA

Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home.

VA

If you’re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan.

USDA

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.

CONVENTIONAL

Conventional loans are any mortgage that is not guaranteed or insured by the federal government.Β 

FHA

Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home.

VA

If you’re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan.

USDA

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.

SEE ALL MORTGAGE BENEFITS

What We Do

We’re making getting a mortgage easier than ever before. NEXA Mortgage LLC has an experienced team of brokers on staff.

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream homeΒ affordable.

FastΒ Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that houseΒ fever.

Cash-OutΒ Refinance

Take advantage of your home’s equity with aΒ cash-out refinance. It’s your cash β€” spend itΒ how you seeΒ fit.

RefinanceΒ Rates

Lock in great terms with current interest rates to ensure your home remains affordableβ€”or build more equity with anΒ update!

Evaluate YourΒ Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the nextΒ move.

RateΒ Comparisons

Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownershipΒ strategy.

Live Market Pricing

GET A LOAN WITHOUT THE HASSLE

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quot

Get a Rate Quote in Just 30 Seconds!
Mortgage rates change daily and vary depending on your unique situation. Get your FREE customized quote here .